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Travel insurance vs. international medical assistance: what’s the difference?
#100604/10/2025 06:09 AM • ✍ Melissa Terrero

Travel insurance vs. international medical assistance: what’s the difference?

Many travelers think travel insurance is enough to keep them protected, but there’s a key distinction between insurance and medical assistance.

Insurance = financial coverage. It reimburses costs after you’ve paid and submitted paperwork.

Medical assistance = active support. It coordinates everything at the moment you need care, ensuring you get to the right place immediately.

Example:

  • Insurance: you break your arm abroad, pay the hospital bill, and later submit documents for reimbursement.

  • Assistance: you break your arm abroad, MedOne Assistance arranges the hospital admission, coordinates payment, and keeps your family informed.

Why you need both: Insurance protects your wallet. Assistance protects your health and time. Together, they provide complete peace of mind.

From our 24/7 operations center in the Dominican Republic, MedOne Assistance acts as your personal emergency command center, no matter where you are.

MedOne Assistance

MOA provide medical, health related and administrative solutions through our highly specialized team of health care professionals and consultants, facilitating decision making regarding at site immediate intervention and procedures for medical evaluation.

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